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Friday, June 29, 2012

On Pag-IBIG's "Anti-Depression" Loan...


I was browsing through my twitter news feed when this tweet caught my attention...


Seriously?! When did depression became a valid reason for getting a loan? That's a major no-no!

Read the article here.

It's good that there are programs such as the Pag-IBIG fund which exists to provide assistance for Filipinos to pay for housing and for other personal expenses when these needs arise. But dubbing the short-term loan as an "anti-depression" loan is CARELESS MARKETING. Why capitalize on depression? Encourage people to get into debt for the wrong reasons, won't that make them even more depressed in the long-term?

My two cents.


Saturday, June 23, 2012

3D Stereograms


Look closely at this picture. What do you see? 





 I remember the time when these stereograms were very popular. I'm not one of those cool people who could identify the hidden texts or pictures. I could stare for a couple of minutes, even hours, but I would fail each time. Anyway, I spent a good time figuring out some stereograms on google with my friend yesterday. Finally, I can see the hidden pictures! ...well, at least some of it ;)

BDO Easy Investment Plan



"We find ways"

I must say, Banco de Oro (BDO) still lives up true to its tagline. From an average Filipina who knows a thing or two about personal savings accounts and time deposits, I came to realize that I am finally getting aggressive on one important thing that I didn't really bother to seriously think about during my early years of employment --- "Investing".

I am quite traditional. Not the "coin-bank-hidden-inside-the-closet" type, but somehow close. I maintain a passbook account with BDO and I intentionally did not get an ATM card. As cliche as it is, bank interest rates suck... and so my money slept, well, at least its safe there... that's my only consolation.

 

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